Skip to main content

Where there is a will to do a will there is probably a will

Did you follow that?

If you did, and if you have a will, then you are my hero. Even though I am married, and more importantly, I have a kid, I cannot bring myself to do a will.

Why? Well, one reason is one that is shared by many: I am too freaked out that once I do it, then something will happen. Is this irrational? Of course it is. I can hear Dave Ramsey saying it is silly (maybe he said stupid) not to do a will out of fear of dying because you are going to die eventually anyway. Does not matter; still a thought in my head.

Another reason I am will-less is because I am frugal. I am happy to say that I have somewhat counteracted this reason (not the frugality) by purchasing a will kit online via Dave Ramsey for something like $25 at the end of last year. I assume it will be official, although I am guessing it may have to be notarized.

The last thing keeping me from doing my will is sheer laziness mixed with indecisiveness. This will kit came with about a half dozen documents that I just have no desire to read and fill out. There are a lot of columns and lines on some of the pages. All the schedules in the personal financial statement are dizzying to me. And I have no idea where I want to have my funeral (I would prefer cremation, FYI). I have several relatives in the funeral business, and I don't want to hurt someone's feelings by choosing one uncle over the other. And although I have lived in my house for almost nine years now, I am not sure I would necessarily pick a funeral home around here.

I guess there is one more reason: Brian and I have different ideas about where our money should go. The chances that all of us will go together are pretty slim, but if that happens, I want to leave my money to various charities, including my church/Jordan's school, whereas Brian thinks family should get it. Our moms have life insurance policies and retirement packages, so what do they need our money for, if we happen to go first? And I don't think we have enough to justify splitting it among my six nieces and nephews, and I certainly would not expect them to leave us any money (unless maybe one of them ends up being a millionaire).

At least I finally opened the documents today, files that I received exactly one month ago. Maybe I will get a little farther than that, but I doubt it.

If you have any words of wisdom or if you could give me a pep talk, I would appreciate it.

Comments

Mel said…
here's your pep talk:

http://homesteadgardenandpantry.com/agrarian-life/self-reliance/prepping-for-the-inevitable/
Facie said…
Well, it was not peppy, but a good kick in the butt. Thanks!
ashley said…
why not go 50/50 on where you leave any money? half to parents, half to charities? also, just do it and get something in place. might not be perfect, but it will be a step in the right direction. good luck!

Popular posts from this blog

Worry

Lately, I have had some anxiety. I have been waking up within an hour of when I fall asleep (partially because my bladder has its own timetable). And then I lie awake, worrying about various things. Mostly I worry that I am failing as a parent. I worry that I allow my child to be disrespectful to me more than she should. I worry that I am not forcing my shy child to do more things. And I worry that the few things I am pushing her to do will make her resent me. I worry that she gets stressed about school. I worry that she is bothered because she does not have a lot of friends. I worry because I don't know why that is.

I worry that we will be stuck in our house in our bad school district, a place where we would not send our child to high school when she graduates in two years (two years!). Then I worry that our somewhat introverted child will have to go to cyber school. Because there is just no way that we could afford to send her to Catholic high school, for which tuition is curren…

Why I am an "Other"

Last month while I was getting my driver's license picture taken, I tried to change my political party affiliation. For whatever reason, my choices were Democrat, Republican, Other, and None. But first, how I got there.

I registered as a Democrat when I first registered to vote, just before the '92 election. At that time, I was "kind of" liberal (for growing up in a somewhat rural area in western PA), and pretty much all of my relatives were registered that way, so it made sense. I was not really into politics at that young age, however.

As I got into my late 20s, I started to realize I was becoming more conservative, so a few years later, when it was time to renew my driver's license, I changed to Republican. I still remember the day at work when I told my coworker Anne that I was really a Republican. She told me she had known it for years. During the 2008 election, I was on board with John McCain running for president, mostly because I thought he was a good pe…

Calamityware for unique holiday gifts

I have been really lousy at blogging during 2016, for several reasons (some of which I don't even know). One big reason is time: Between working full time and helping promote Calamityware, plus having a small family and doing the occasional social thing, there is not a lot of time left to put thought into blogs. [Sadly, I can put hours into FB, but that is mostly my reading and not thinking, and perhaps writing short comments. :-)]

Anyway, since we are now in the middle of the holiday (shopping) season, I thought I would again promote Calamityware. If you are like me, you have a few people on your gift list who are really challenging to buy for. That is where Calamityware may come in handy. Following are the unique, quirky, fun, and even some beautiful items you can purchase here:
Various porcelain plates adorned with fun things like frogs, zombie poodles, pterodactyls, tentacles, a volcano, a vortex, and more; buy a plate or one of the series of fourSoup bowls with fly (1 fly per …