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Showing posts with the label economy

If it weren't for the thinking part, I could better handle insomnia.

I started getting occasional bouts of insomnia when the kid was a baby. I don't recall how often my sleepless nights would occur back then, though I very vividly remember one fall night when I got up to do work. But for the past few years, I would say I have had trouble sleeping anywhere from a dozen to several dozen times a year. Typically it is stress-related, but not always. This latest wave began when I was offered the job for which I have now completed my first month. It was really bad the week before my job started and the first week of, but it has settled down since. Unfortunately, I still cannot seem to go more than four or five days without getting only a few hours of sleep in one night. The good news is that because I have been quite busy at work I don't really notice how tired I am. Surprisingly (and I hope I am not jinxing myself or tempting fate by saying this) I still can manage to react quickly in traffic, something I have to do pretty often. But there are ti...

Still searching

In a span of about four hours on Tuesday, I went from worrying about summer childcare for my kid and my unknown work schedule on two projects, to thinking I was going to be working from home on only one project (thus needing a lot less childcare), to finding out all my work was wrapping up due to budget issues (thus needing no childcare). Sigh. Have I mentioned recently how much I hate the economy? I just heard on the news today that the Pittsburgh Public Schools are sending out almost 300 provisional furlough notices. I know of so many people who are either looking for work or who have had to settle for something. I know even more people who have not gotten a raise in years even though the cost of living has continued to go up. When does it end? As for my situation, it is not so bad, really. I highly recommend getting laid off to anyone. Seriously. Once you have gone through that and figured out how to survive it, most work-related things that come after are not so bad. When I s...

I swear I am not doing this to cause controversy (plus Random ramblings)

I sent Jordan to school today (Friday) with turkey pepperoni. A smarter, less controversial parent would not have done so, but my kid wanted the pepperoni, and she is not doing anything wrong! And now that the kids know the Lenten guidelines, they really should leave her alone. Will they? Well, I guess we will find out. To follow up from earlier this week, the girls at Jordan's table (including Jordan) did meet with the principal on Monday, although no one admitted to taking the sandwich or seeing anything. Regardless, I consider the issue closed, and I hope whoever took it will learn something from this. One of the moms did email me asking what went on, as her kid was apparently upset by the principal confrontation. I emailed her back what I knew, saying that most parents would be concerned if their kid's lunch was taken. I also said it was good for the kids to hear the correct guidelines (of course, Jordan brought in the guidelines and shared them with the kids at lunch pri...

Embracing the season

This morning on my way to school, as I hit my preset for Wish 99.7, I was greeted by B.E. Taylor singing "Mary's Boy Child." For a second, I thought I was mistaken, but then I remembered what today is, Light-Up Night. As all Pittsburghers know, Light-Up Night, which is actually going to be a two-day event this year, kicks off the holiday season. Now I don't get all worked up about what people call this time of year (though I am glad the city has abandoned the stupid "Sparkle Season" moniker). I am a Christian so I celebrate the Christ part of Christmas, which to me also includes the giving tree at church. But I love the secular aspects of it as well. I am all about the lights, the carols, the decorations, Santa, the reindeer and elves, the Christmas specials, the food, the goofy sweaters, my silly jingle bell necklace and Santa hat. I cry a couple of happy tears as soon as Westinghouse puts up its tree light decoration along the Parkway East. And the Eat...

Money and the people who spend it

For the fun of it, I looked at the labels I have used for various posts. Money was number 2, well ahead of most others, other than football, which was a close second. {Kids was the runaway label winner, more than double that of money. I am speculating, however, that the kids posts are as much if not more about kids in general, thanks to my teaching, as they are about my kid.} Money. I have so much to say about the subject, but as with many things in my life, it confounds me. I read mostly useless financial advice from various sources. I can't imagine too many people don't realize that they could save money by not going to Starbucks every day or by forgoing the water in plastic bottles. And, duh, who does not know that it is more expensive to go out to eat or go see a movie versus cooking at home or renting a movie?! Yes, I am aware that I should be contributing money to a 401k, something I did as soon as I was able to at my first job and continued to up until my last mont...

A huge valley

Although I am so very glad I won't have to suffer through dozens of political ads for at least a little while, it looks as if I will be listening to, watching, and reading the strong opinions of friends, relatives, bloggers, the media, etc., for the foreseeable future. So many people think their way is the only way. But is it possible there is not just one right way? I can see the beauty of gray, so why can't others? Why must so many refer to those on the opposite side as crazy, extreme, out of touch, socialist, racist, greedy, idiots, morally bankrupt, gun-toting, stupid, lazy, uncaring, religiously fanatical, and smelly? I am only partly kidding about that last adjective, but I do find it sad that conservative and liberal have become "bad" words for many people. I am neither all-knowing nor able to predict the future, so I have no idea how this will turn out. I do find it a little sad that a lot of young people who were so jazzed about the 2008 election did not ...

Another health care rant

As I have ranted and rambled about before, Brian has rather crappy insurance, which I unfortunately had to get on at the beginning of the year because we could not afford paying the monthly Cobra payment. But, as I learned in econ or some other class, "opportunity costs" or something like that. So to save several hundred dollars a month for the right (er, privilege) to have insurance, we have to hope we don't need much of it. If one of us gets sick, well, then, it may have made more sense to pay more money monthly. When I went to my annual day of torture on Friday (i.e., the gynecologist), I was surprised that my copay was $25. On my insurance card, there is a line for Office Visit Copayment, for $15, and there is another line for Specialist Office Visit Copayment, for $25. There is nothing special about going to the gynecologist. It is something that I am pretty sure women should do yearly once they become "grownups" or younger, if they start doing the horizo...

It is not that simple

There has been some controversy surrounding a comment that Tom Corbett, who is running for PA governor, made recently. He said that some people would rather collect unemployment compensation than return to work. Do I doubt this is true for some people? No. There are dishonest people. There are lazy people. There are freeloaders. There are all kinds of people in all kinds of places. What a great world this would be if everyone always did the right thing, from politicians, to business owners, and to everyone in between. But not everyone does, unfortunately. In fact, most of us have, at one time or another, done a few things that we could justify or that were not "so bad." But back to Corbett's comments. Speaking from experience, I can tell you that receiving UC is not a way of life, only a temporary solution. Most people receive about 50 to 60 percent of what they made while employed. I think there is a cap on this percentage (say, if you make 100k, you won't get 50...

If I won the lottery

Do you ever ponder what you would do if you won the Powerball or some other lottery? I know some of you dear readers would never buy a ticket, because of the whole throwing money away thing. I, on the other hand, buy a Powerball ticket a few times a year, because you just never know. Remember, I am surprised every year I don't win my church's big raffle. (I bet this will be the year.) I have actually put a lot of thought into what I would do with this found money, if I ever win. If only I put this much energy into expanding my skills or making the world a better place. Anyway, I thought I would list how I might spend that money, as it stands today. Of course the amount of money I win would affect where it goes, but I am assuming I would come away with 500k. Pay off my house and car. I have a 0 percent interest car loan (which, sorry, Dave Ramsey, I bought new), but if I had some extra big Gs around, I would be happy to end those payments. Open up an IRA. Unfortunately, ...

The double-edged sword

Today teachers in the Penn Hills School District went on strike. I have followed the Pittsburgh Business Times Western PA Guide to the Schools since 2005. Unfortunately, since then, Penn Hills' rank has dropped from 91 to 98 out of 105 (ranking is based on PSAA scores). And since 2002, school taxes have increased 25 percent. I don't necessarily have a problem with increased taxes (even though I don't use public schools), when there is positive correlation. After all, we, as a community, should feel some responsibility for producing productive, educated citizens. But how can PH justify ever-increasing taxes when scores keep dropping? But, alas, it is never cut-and-dried. I have no doubt that most of the PH teachers work very hard, probably harder than most teachers in the "good" school districts, considering the number of PH students (and parents too, I bet) who really don't care about school and are discipline issues, as compared to those in more affluent ar...

Ten months

As I was sitting in a chair at the bank today, I noticed a calendar and read the date, January 13. At that moment I realized it has been 10 months since my last day at work. Wow. Ten months ago, I never would have guessed I would be sitting at home at 10:35 a.m. during the week. Probably not even on a Wednesday, which had been my day off since Jordan was born. No, I figured I would have found a job by now. What kind of job? That I was not so sure. And, of course, I'm still not. Most days, I really, really like staying at home. C'mon, who wouldn't? I get to run errands and do housework (though not as much as Brian would like) sans kid. I can blog, check out Facebook, and do a myriad of other mindless computer activities. I both drop off and pick up my kid from school, and then be with her and Brian in the evenings. I run and/or walk while waiting for J to be done with school. I volunteer a lot at said school.  I attend church an extra day per week. And I substitute when ...

What to do, what to do

As some of you know, I had an interview on Friday. I met with the husband of one of my (now former) work clients to talk about an office manager position. We had already spoken for over an hour Monday. We hit it off rather well; he is just a guy you feel comfortable with. I had not been on an interview since Good Friday in 1996, which happened to be the second/last interview I had for the job I just left. But I was very at ease during this conversation. I told him how during my first interview for my last job, the person who interviewed me told one of my references that she was worried I was too introverted for the job. I still laugh about that. He laughed too; he could see already the kind of person I was. When I was done talking with this gentlemen (he needed to make some phone calls), I spent some time with his wife, who helps out in the office on Fridays. She said she does not think this is the right job for me. She thinks I am over-qualified and that I would be bored by some of th...

Should I put my money under a mattress?

It seems as if every day you hear about another bankruptcy or government bailout. I want to think my money in the bank is safe because I have nowhere close to 100k, but then I read another article that tells me the amount of money in bank accounts is way over what the government has to back it. Or something like that. Eek! The question I keep hearing over and over is, "Are you better off today than you were eight years ago?" For me, the answer is yes. Surprisingly enough, even with a kid (one kid!), I save more money than I did years ago. And if you are not talking about just money, I have a daughter I did not have before as well as five nieces and nephews. We are all relatively healthy. And, as John Steigerwald pointed out, the Steelers are doing better now than they were eight years ago, when Kent Graham was the QB. Remember him? Penn State is certainly starting off the year right, but I don't remember how they did in '00. But of course (obviously) I worry about t...