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I am very bad at this.

Right now I am sitting here waiting for two HVAC companies to give me revised quotes. We originally met with four different companies, one of which was our current one, another was recommended by a friend, and the other two we found via the Monroeville Home Show. This process is nothing like when we got new windows two years ago, which was challenging enough for me. We have received quotes for five different brands (Carrier, Comfortmaker by Carrier, Bryant, Lennox, and Trane). And the varying options are almost dizzying (single-stage or two-stage, 95 or 96 percent efficient, ECM or some other motor, 13 SEER or 16 SEER). Prior to last week, I had no idea there were so many variances. Last month, during our annual furnace inspection, we found out that our heat exchanger was cracked, something that happened when we first bought the house. Since our furnace is 21-plus years old, over-sized, hardly efficient (80 percent, which furnace people say is really much lower due to the age and...