As noted here and on FB, the hub's previous employer had pretty crappy health insurance, for which he paid about $1,100 a year for single coverage. I pay less than that per year for my individual plan (which has far better coverage), but adding him would have cost another $2,100, year. Since he has been to the doctor about three times in our many years of marriage, we had decided when I started my job a little over three years ago, it was not worth the extra $ to put him in on my better plan (J is on it). We were right. :-) Sadly, the hub's new employer's plan makes the last plan seems like the gold-star option. If B goes on this plan, which he could not get on until August, he would pay almost $3,000/year. But on top of that, he would first have to pay a $1,500 deductible. If our entire family was on the plan, almost $19,000 would be deducted from his yearly pay , plus there is a $4,500 deductible. Coinsurance (no idea what that is) is 30% after the deductible. And the c...
The various, and usually long-winded, thoughts that swim around my head.