Facie’s Ramblings

Do you expect a lot from people? I do. Unfortunately I am let down a lot... I expect that when I buy donuts from Giant Eagle that turn out to be bad, that I will be offered a replacement in addition to my lousy $2. I expect that when I buy tires warranted for 60,000 miles, that I won't get fewer than 30,000 miles. I expect that when my child's school is delayed for cold when it is in the low teens, that it will also be delayed when it is in the single digits (or that if won't be delayed for either). I expect that when I call or email someone with a question or request, that that person won't wait weeks to get back to me. I expect that when the bus is supposed to arrive at a certain time in the morning, that if it gets there early, it won't leave until the designated time, particularly when the temps are in the single digits and the next bus is close to 10 minutes away. I expect people who use public transportation to bathe and use deodorant on a regular ba...

I spent bits and pieces of the past week gathering tax papers in "anticipation" of our accountant coming to get all our crap this weekend. On Saturday, the 1st, I could not understand why one of our banks had yet to send us an interest statement for our interest checking and money market accounts, when I had thought everything had to be in our possession by the 31st. Then an awful thought occurred to me, which I was certain could not be the case: What if we had not earned enough interest last year to actually get an interest statement from the bank? Nah, I was fairly certain you needed to earn at least $10 to get a statement, and surely we had earned that . Spoiler alert: We did not! This may not seem a like a big deal, but since we started saving money many years ago, we had typically earned a decent amount of interest. I know the interest rates have been quite low for the past few years, but I still thought we were making some money. So I logged into my account, and saw...